Retirement Income

How to build reliable income streams that last through retirement.

Annuities in Retirement: Weighing Guaranteed Income Against the Trade-offs
Featured · Retirement Income

Annuities in Retirement: Weighing Guaranteed Income Against the Trade-offs

Annuities can provide a guaranteed income floor in retirement, but they come with real costs and limitations. Here is a balanced look at both sides.

By Retirement Income Editorial Team · 7 min · May 23, 2023
Building Passive Income Streams That Can Last Through Retirement
Retirement Income

Building Passive Income Streams That Can Last Through Retirement

Explore practical, education-focused approaches to generating passive income in retirement, including dividends, rental income, and…

By Retirement Income Editorial Team · 6 min · May 19, 2025
Coordinating Social Security, Pensions, and Investment Income for a Stable Retirement
Retirement Income

Coordinating Social Security, Pensions, and Investment Income for a Stable Retirement

Learn how to layer multiple income sources so they complement each other, reduce sequence-of-returns risk, and support a stable standard of living in retirement.

By Retirement Income Editorial Team · 7 min · Dec 26, 2024
Making Your Retirement Savings Last: A Step-by-Step Drawdown Framework
Retirement Income

Making Your Retirement Savings Last: A Step-by-Step Drawdown Framework

A practical framework for deciding which accounts to draw from first, how to sequence withdrawals, and how to adjust your plan as circumstances change.

By Retirement Income Editorial Team · 8 min · Aug 1, 2026
Pension vs. 401(k): Understanding the Core Differences in Retirement Plans
Retirement Income

Pension vs. 401(k): Understanding the Core Differences in Retirement Plans

Defined benefit pensions and 401(k) plans work very differently. Here is what each one promises, who bears the investment risk, and how to plan around each.

By Retirement Income Editorial Team · 6 min · May 8, 2023
Retirement Income Explained: What It Is and Where It Comes From
Retirement Income

Retirement Income Explained: What It Is and Where It Comes From

Understand the main sources of retirement income, from Social Security to pensions and investments, and how they work together to fund your later years.

By Retirement Income Editorial Team · 9 min · Aug 10, 2024
Retiring on a Defined Benefit Pension: What You Still Need to Plan For
Retirement Income

Retiring on a Defined Benefit Pension: What You Still Need to Plan For

A pension covers some ground, but not all of it. Understand the gaps in healthcare, inflation protection, and survivor benefits you may still need to address.

By Retirement Income Editorial Team · 6 min · Jul 7, 2023
Social Security Benefits: A Plain-Language Guide for Pre-Retirees
Retirement Income

Social Security Benefits: A Plain-Language Guide for Pre-Retirees

Learn how Social Security benefits are calculated, when you can claim them, and how your claiming age affects your monthly payments for life.

By Retirement Income Editorial Team · 9 min · Feb 12, 2024
The Four Percent Rule and Other Withdrawal Strategies
Retirement Income

The Four Percent Rule and Other Withdrawal Strategies

What is the four percent rule, where did it come from, and is it still a reliable guide for how much you can safely withdraw from savings each year?

By Retirement Income Editorial Team · 8 min · Mar 15, 2025